Today, Wednesday September 12th I am at a loss. I have nothing to write. I have noone to call on My Nokia N95 ( gratuitous keyword inclusion ) and my brain is in a whirr, all kind of autistic static, like opposing forces bringing apparent balance through conflict though really straining at each other all the while.

So, don’t read this post, just search Google, search the world for whatever turns you on.

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Apple have announced the impending release of a new ipod, this time, aping the iphone and coming with a full, wide, touchsreen. The unit is obviously beautiful, impressivlemy designed and I am sure will be an absolute dream to turn on.

However, my video ipod suffices, indeed my 2nd generation ipod ( black and white sufficed ). The ipod works very well for me as a music player, either in the home hi-fi or in the car. It is a hard-drive music/ MP3 player and, with one hand I can flick the wheel around to my heart’s content and play virtually any some I may wish to. The point is, I don’t really look at it much at all, I navigate and listen; the Apple ipod touch is a kind of overkill, it is a kind of b’sterdised machine which has been lovingly crafted and function crammed, without really, I feel, having a sound market position in our gadget bags.

The , now, humble Nokia N95 is still eminently preferable to an itouch, it having, as previously intimated all the functionality a truly mobile device ( it even knows where it is with its built in Sat Nav ) should have and the itouch, is not really an ipod, nor an iphone.

I do not doubt for a second that it will be a huge success; our wanting generation ( or three ) will snap them up and love owning them, but I just kind of feel that this is an interim step, a nice and beautiful one at that though…..

You may have heard me go on about mortgages plenty of times. It is a pet subject of mine. I am a first time buyer, at least I want to be but I appear to have been completely shifted off the market.

Now I am a professional on a reasonable wage but this no longer suffices. I have 2 young children so my partner is not really able to work, so any mortgage application would have to be based on my sole earning powers. I live in a lovely area of South East England where house prices average well over a quarter of a million ( and that is for a two bedroom flat ) so can I get a foot on the housing ladder? The answer is no. I would have to have an impeccable credit record ( I don’t ) and I would have to be earning say 60k a year (not ) and say have a 60k deposit to come close ( also not ).

For those already on the housing ladder who have been tempted into remortgages for holidays and cars and home improvements; the recent increases in interest rates have sent a collective shudder down spines..

Mortgage payment protection may help many people out, but there is only so long that the funds will continue to pay out in these schemes. The banks have allowed massive borrowing to have taken place, based upon rising house prices and the borrowers’ ability to repay these loans. It is highly possible that this may bring about an economic downturn, already being experienced in America, and at least a stop to the massive rises in house prices.

The 21st Century South Sea Bubble may burst, and like the original one some 300 years ago, there will be many casualties if it does.

Now I am always desperate for some sun and sand, this year the weather has been so dire that a late summer holiday is looking like a necessity.

The school holidays are almost over and I have been looking for a last minute holiday booking. As I am an experienced independent traveller I will happily just book some cheap flights and find a place to stay by myself once I am there.

Lookin, though online at some of the offers available I found many last minute holidays at the Holiday Hypermarket, many of these include self catered apartments and flights. I am wanting to get some Greek Sun on my shoulders, some sand between my toes and some soft rembetika music drifing over the murmuring of the waves on the beach…they have some fantastic deals….

.. All I have to do is to book the holiday, apply for a passport for my eldest and get a sick note so that I can take her out of school on holiday during termtime.